Fern Gines-Ngui was a flight attendant for six years. Bubbly, caring and kind, traits common to a service industry such as the cabin crew profession, she honed her people skills and patience while dealing with all kinds of passengers, not knowing that these would, eventually, equip her in charting her future in the insurance industry. Hence, it came as no surprise that while flying, she was also a part-time financial advisor. For three years she juggled flying and financial consultancy. However, there was one defining incident that pushed her to become a full-time financial advisor.
One of her clients in the aviation industry tragically perished. Her client was just 25 years old and she handled the claiming of her client’s life insurance. Fern saw with her own eyes the struggle the family had undergone during the entire crisis. At that moment, she realized the importance of life insurance. Though her client was not the breadwinner of the family, the money received by the family significantly mitigated their financial burdens following her client’s untimely demise.
Fern realized that she had a greater purpose in life and that is, to educate and advocate financial awareness to fellow flight attendants. Financial awareness is not just about benefits accruing after death. It covers critical illness benefit, hospital income reimbursement and more importantly, it helps you accumulate funds which you can use for your retirement, emergency fund or your child’s education. Think of it as placing your money in a bank, but, with considerably better benefits. For as low as Php 3,500 per month, a person can already be insured. Really, what is 3,500 pesos compared to a life of security and assurance?
Fern believes that flight attendants and pilots should have at least one policy when they begin their flying career because the aviation industry is a high-risk one. And the earlier you start, the cheaper it is to get protected financially. She most especially wants to take part in the crusade to educate millennials that nothing is permanent; one glitch in the system, one misguided decision, one human error and everything around you can come crumbling down. So it is best to be financially secure and protected as early as today.
Fern graduated from the University of the Philippines with a degree in Bachelor of Arts in Speech Communications. Currently, she is finishing her case study to become a Registered Financial Planner. She knows that she is not yet the best in the life insurance industry that is why she continues to strive and exert effort to become knowledgeable, competent and credible to fully recommend and give what is the best for her client’s need.
Fern has over a hundred clients who work in the aviation industry. And as you read this article, she is providing financial awareness to a flight attendant. Flyhigh Manila believes that everyone deserves to have a financial wellness plan. Contact us now or emal is at email@example.com so we can schedule you an appointment because one should never put a price tag on security and peace of mind.